Home Equity
APR*-Term
Loan – 1st Lien (0-85% LTV)
5.25%- 0-60 months
5.50%- 61-84 months
5.50%- 85-120 months
5.85%- 121-180 months
6.00%- 181-240 months
Loan – 2nd Lien (0-85% LTV)
5.75%- 0-60 months
6.00%- 61-84 months
6.00%- 85-120 months
6.25%- 121-180 months
6.50%- 181-240 months
Fees (up to $600.00) apply for PA Residents. NY residents call for more info.
* Annual Percentage Rate (APR)
Home Equity Line of Credit
Prime rate – Call for details**
*APR = Annual Percentage Rate. $150 Origination Fee on $50,000 loan amount. Minimum Home Equity loan amount is $10,000.
**Annual Percentage Rate (APR) is a variable interest rate determined by the Independent Index of the Wall Street Journal’s Prime Rate. When of range of rates has been published, the highest rate will be used. We use the most recent index value available to us as of 15 days prior to any/all quarterly APR adjustments on the first day January, April, July, and September. If the rate is not rounded, we round up to the next .25%. $150 Origination Fee applies.
Rates subject to change without notice.
Mortgage Checklist
- Applications are subject to approval & Membership eligibility
- Proof of income is required
- Applications are accepted on a daily basis
- Rates charged may be higher than lowest advertised rate depending on credit criteria
- Rates posted may change without notice.
Rates effective June 1, 2025