Our Visa Platinum Credit Card Offers
- No Annual Fee
- No Fees on Balance Transfers
- No Fees on Cash Advances
- Convenient Automatic Payment Options
- EMV Chip enabled for secure, reliable transactions
- Minimum payments as low as $15.00*
- Now offering Limits up to $15,000 for qualified applicants!*
- Current Rates range from 9.99% – 14.99% APR
*Initial credit limits up to $10,000. May be reviewed for increase after 12 months.
**Minimum payment amount depends on card limit and current balance.
Important Phone Numbers:
- Customer Service: 855-756-5752
- Lost/Stolen: 800-449-7728
- Activate Card: 800-631-3197 or use our App
- PIN Requests: 888-886-0083
For convenient access to Card Statements, Charges,
Payments and more, sign up for Online Banking!
Once your online application has been processed, you will be contacted with your potential interest rate and credit limit.
Choice Credit Cards
- For applicants 18+, with little or no credit history
- Helps build credit without having to pay interest*
- Partially Secured (for at least 6 months)
- No Co-Signers Required^
- Low 13.99% APR and limits up to $500
- Must attend a 15 minute Card Usage Education Session with CJCU Staff
- Same great benefits as our Visa Platinum Cards!
* No interest will accrue if card balance is paid off each month and no cash advances are taken. ^ No Co-Signers required as long as applicants meet income, age, and credit criteria. Terms and conditions apply. Limits depend on income & membership criteria.
Account Reviews may be requested every 12 months. To see if you qualify for a Limit Increase, please fill out our form HERE.
How We Compare
|Features||CJCU Card||Their Card|
|No Annual Fee||X||?|
|No Transfer / Advanced Fees||X||?|
|APR from 9.99% - 14.99%||X||?|
|1 Reward Point per $1||X||?|
|Local Customer Service||X||?|
Visa Travel Money & Gift Cards
Give the gift that’s always in style! Visa gift cards are better than cash, because they offer $0 Fraud liability and are perfect for online shopping! Not only do they take the stress out of finding the right gift for any occasion, but they are also great for traveling! Visa is accepted world-wide and using a re-loadable Travel Card reduces the chances of compromising your credit or debit card. It is safer than carrying large amounts of cash and more convenient than checks!
- Re-loadable, Pre-paid Cards
- Great For Travel!
- Accepted Worldwide with Visa’s $0 Liability Policy for fraud.
- Complementary Travel & Emergency Assistance Services
- Quickly check balances or add money via Phone or Website
- Can be replaced if lost**
- Low purchase fee of $6.50 and $2.00 to reload
- $100 – $5,000 Amounts
- Pre-Paid Card, not re-loadable
- Great for Gifts!
- Use anywhere Visa is accepted, even online!
- Safer than carrying cash
- $10 – $500 Amounts
- Low purchase fee of $3.50
* Inactivity fees will apply to Travel & Gift Cards.
Travel Cards: $5.00/month after 12 months of no use
Gift Cards: $3.00/month after 6 months of no use
** Travel Card Replacement Fee of $5.00 will apply.