What We Offer
Auto Loan Rates and More
Let us help you glide into winter with a reliable working vehicle. If you are in need of an auto loan to get into something that is more reliable and will get you from point A to point B without any issues, let us help. Our credit union, serving the Erie and Corry, PA areas, can help you get into the vehicle of your dreams. Looking for recreational vehicles to have fun no matter what season? We can help you with that too! Call or visit us today, or apply online.
Autos and Motorcycles
Year – APR* – Term
2019-2020
- 1.99%** – 3-4 yrs.
- 2.50%** – 5 yrs.
- 3.00%** – 6 yrs.
- 3.50%** – 7 yrs.
2016-2018
- 2.69%** – 3-4 yrs.
- 2.99%** – 5 yrs.
- 3.78%** – 6 yrs.
2013-2015
- 3.50%** – 3 yrs.
- 3.50%** – 4 yrs.
- 4.00%** – 5 yrs.
2012 & Older*
- 3.99%** – 4 yrs.
* 2012 & older vehicles over $15,000: please see loan officer for special terms.
** Updated as of June 8, 2020.
Recreational Vehicles (ATV, UTV, 4-Wheelers, Snowmobiles)
Type – APR* – Term
- ATVs, Snowmobiles & Watercrafts (2016 & Newer) –5.69%** – 4 yrs.
- ATVs, Snowmobiles & Watercrafts (2016 & Newer) –6.19%** – 5 yrs.
- Campers – 6.19%** – 5-7 yrs.
Note: Must be titled, or a UCC will be filed
** Lowest APR possible including Optional Discounts. Rate may be higher depending on credit score.
Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account.
And .05% APR Reduction for Direct Deposit into your CJCU account. Terms & Conditions Apply.
Classic, Collectible, Special Interest Vehicles (per NADA)
APR – Term
- 11%** – 4 years
- 11.50%** – 5 years
** Lowest possible APR. Rate may be higher depending on credit score.
B.E.S.T. Loans – Boats, Equipment, Small Tractors
Type – APR* – Term
- Up to $5,000.00 – 9.25%** – 42 mos.
- $5,000.01-$15,000.00 – 8.75%** – 5 yrs.
- $15,000.01-$25,000.00 – 8.25%** – 6 yrs.
** Lowest possible APR. Rate may be higher depending on credit score.
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