Visa Debit Cards

Visa Debit Cards

Convenient, Secure Visa branded Debit cards can be linked to your Share Draft Account and provide hassle-free transactions anywhere Visa is accepted. Best of all, your first Debit card is free when you open a qualifying Share Draft Account!*

Teens 14 and older can apply for a Debit Card with Parental permission. While debit cards do not report to the Credit Bureaus, it does help establish responsible spending patterns and builds personal credit within our Credit Union. Responsible debit card use may be considered for first time borrowers when applying for loans and credit cards.

*Free Debit card is available when opening a Free Share Draft (checking) Account. See a CJCU staff member to find out if you qualify.

If a Second Chance Account is opened, a $10.00 fee will be charged per debit card.

CJCU Debit Card
Important Phone Numbers
Person using MobiMoney app on cell phone with title that reads, "MobiMoney - Card + Phone"
Put your card and your phone together, and you have MobiMoney.

MobiMoney is a mobile app that offers cardholders a convenient way to manage their debit card. CJCU now offers this service to our members. Visit your App Store to download MobiMoney today.

Overdraft Privilege

With Courtesy Overdraft Privilege, you can avoid the embarrassment and hassle of declined purchases and returned checks. All standard Share Draft Accounts are enrolled in Overdraft Privilege after 60 days, which covers checks and automatic payments from your account. These items will be covered for a fee, and allow your account to be overdrawn up to $400. You may cancel this service at any time.

Optional Overdraft Privilege is also available for ATM and Recurring or Everyday Debit Card purchases. There is a fee for covering these items. If you would like to enroll, please stop in or fill out the online form and submit to:

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