Personal

What We Offer

Personal Loan Rates

Great Rates, Great Service! Most Loan applications are processed within 48 hours! Apply today for a fast, friendly decision!
Personal Loans/Line Of Credit

Maximum amount $10,000*

  • as low as 6.0% APR* – 12 months
  • as low as 7.0% APR* – 24 months
  • as low as 8.0% APR* – 36 months
  • as low as 9.0% APR* – 60 months
Back to School Loan

Maximum amount $1,000*

  • $500 to $1000 – 12 months
  • Terms & Conditions Apply
Share Secured Loan

  • as low as 3.75% APR*

Funds in the amount of your loan must remain in a CJCU Share account until the loan is paid off. This is a great way to build up your credit history and credit score.

Credit Choice Loan

Maximum amount $560.00*

  • 20% APR – 9 months – $67/month payments

This loan is designed to improve credit scores and history. The member will receive $500 to use, $10 application fee and $50 must remain secured in the member’s account until the loan is paid off.

Consumer Goods Loan

  • Untitled items such as appliances, computers, TVs, etc.
  • Max amount $7,500 as low as
    8.25% APR* – 4 yrs.

VISA Credit Card

Initial Credit Limits up to $10,000 See our Card page HERE.

  • Applications are subject to approval & Membership eligibility
  • Proof of income is required
  • Applications are accepted on a daily basis
  • Rates charged may be higher than lowest advertised rate depending on credit criteria
  • Rates posted may change without notice.

Apply Now!

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