What We Offer
Personal Loan Rates
Great Rates, Great Service! Most Loan applications are processed within 48 hours! Apply today for a fast, friendly decision!
Personal Loans/Line Of Credit
Maximum amount $10,000*
- as low as 5.0% APR* – 12 months
- as low as 6.0% APR* – 24 months
- as low as 7.0% APR* – 36 months
- as low as 8.0% APR* – 60 months
Debt Consolidation Loan
Maximum amount $10,000*
- As Low as 5% APR – 48 months
- Checks must be written to current Creditors and are not applicable to current CJCU loans/credit cards.
Share Secured Loan
- as low as 3.75% APR*
Funds in the amount of your loan must remain in a CJCU Share account until the loan is paid off. This is a great way to build up your credit history and credit score.
Credit Choice Loan
Maximum amount $560.00*
- 20% APR – 9 months – $67/month payments
This loan is designed to improve credit scores and history. The member will receive $500 to use, $10 application fee and $50 must remain secured in the member’s account until the loan is paid off.
Consumer Goods Loan
- Untitled items such as appliances, computers, TVs, etc.
- Max amount $7,500 as low as
8.25% APR* – 4 yrs.
VISA Credit Card
Initial Credit Limits up to $10,000 See our Card page HERE.
- Applications are subject to approval & Membership eligibility
- Proof of income is required
- Applications are accepted on a daily basis
- Rates charged may be higher than lowest advertised rate depending on credit criteria
- Rates posted may change without notice.