Merger Information

Armco Credit Union

Important Merger Information

We’re proud to join Armco Credit Union, the 2nd largest credit union in the Pittsburgh area serving over 41,000 members. While changes are coming, your current CJCU services remain the same for now—and we’ll keep you informed every step of the way.

Please bookmark this page and check back often for important updates.

Have questions? We’re here to help. Visit the CJCU branch or give us a call.

We’re excited for the future and grateful to continue serving you.

Armco Credit Union, 90th Anniversary
  • June 1, 2025

    Legal Merger Date

    This is the official date that CJCU and ACU become one organization on paper. However, you’ll continue using your CJCU account numbers, debit/credit cards, online banking and mobile app as usual. Loan applications will still be submitted through CJCU. Every effort is being made to align rates between the two credit unions; however, because products, services, and rate structures differ, rates may vary slightly between the two.

  • July, 2025

    Merger Disclosure Mailing

    CJCU members will receive a mailing with important details about upcoming changes to accounts and loans, including required disclosures. No action is needed, but please read the information and keep it for your records. Continue using your CJCU accounts as usual.

  • Aug. 2025

    Letter Containing Account Number

    You’ll receive a letter with your new ACU account number, which you’ll use starting in September. This letter will also include instructions on how to enroll in the ACU online and mobile banking platforms once the transition occurs. Continue using your CJCU accounts as usual.

  • Aug. 2025

    Armco Debit Card (If Applicable)

    If you currently use a CJCU debit card, you will receive a new Armco Mastercard® Debit Card in a separate mailing containing the card and additional details on the transition. Not all members will receive a debit card—only those who already use their CJCU debit card. Stay tuned in the coming months for information on replacing your CJCU credit card. Continue using your CJCU cards as usual.

  • Sept. 1, 2025

    Operational Merger

    The Operational Merger will occur Sept. 1, 2025. This is when your day-to-day banking will move to Armco CU’s systems and services. You’ll begin using your new ACU account number, as well as ACU’s online banking and mobile app to access your accounts.. CJCU’s systems, including their online/mobile banking and debit cards, will no longer be available. Continue using your CJCU credit card until notified otherwise.

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