What We Offer
Personal Loan Rates
Great Rates, Great Service! Most Loan applications are processed within 48 hours! Apply today for a fast, friendly decision!
Personal Loans
Maximum amount $10,000*
- as low as 6.75% APR* – 12 months
- as low as 7.25% APR* – 24 months
- as low as 7.75% APR* – 36 months
- as low as 8.25% APR* – 48 months
- as low as 8.75% APR* – 60 months
Personal Line of Credit
Maximum amount $10,000*
- as low as 11.75% APR*
Back to School Loan
Maximum amount $1,000*
- $500 to $1000 – 12 months
- Terms & Conditions Apply
Share Secured Loan
- as low as 4.25% APR*
Funds in the amount of your loan must remain in a CJCU Share account until the loan is paid off. This is a great way to build up your credit history and credit score.
Credit Choice Loan
Maximum amount $560.00*
- 18% APR – 9 months – $67/month payments
This loan is designed to improve credit scores and history. The member will receive $500 to use, $10 application fee and $50 must remain secured in the member’s account until the loan is paid off.
* Current Rates as of October 9, 2024
Consumer Goods Loan
- Untitled items such as appliances, computers, TVs, etc.
- Max amount $7,500 as low as
9.50% APR* – 4 yrs.
VISA Credit Card
Initial Credit Limits up to $10,000 See our Card page HERE.
- Applications are subject to approval & Membership eligibility
- Proof of income is required
- Applications are accepted on a daily basis
- Rates charged may be higher than lowest advertised rate depending on credit criteria
- Rates posted may change without notice.