Black Friday? Cyber Monday? Early Holiday Deals?
Be prepared for all your shopping needs with a Holiday Loan Special from CJCU.
$500 for 6 mos. or
$1,000 to $2,000 for 12 mos.
as low as 5% APR*
*APR=Annual Percentage Rate. Rate disclosed is the lowest possible rate. Membership Eligibility Required. Terms & Conditions Apply. Option to have loan proceeds loaded on a pre-paid VISA card. Loan Special runs October 18th – November 23, 2021.
Christmas Club Special
It’s never to early to start saving for Christmas!
As a Credit Union Member, you have the opportunity to open a Christmas Club account.
Open a new Christmas Club in October and receive a free ornament.*
Christmas Clubs are a great way to save throughout the whole year. Dividends are paid monthly and the balance of the account will automatically roll into your savings on October 1st of the following year, just in time for the holiday shopping season. Open one today!
*Special expires October 31, 2021.
Fall Into A Great Rate
It’s a great time to get those fall projects done with a low interest Signature Loan from CJCU.
from $1,000 to $10,000 up to 60 mos.
as low as 5% APR*
*APR equals Annual Percentage Rate. Rate and term will vary depending on credit score and amount of loan. Membership eligibility required. Loan special starts September 1, 2021. Conditions may apply. Subject to change without notice.
Federally Insured by NCUA. Equal Housing Opportunity Lender.
Auto Loan Special
Take advantage of a better auto rate. We are offering an additional 0.25% APR* discount to those who qualify on all 2017 – 2021 auto loans. Be sure to Apply today and take advantage of this offer.
*APR=Annual Percentage Rate. Subject to approval. Terms & Conditions Apply. Have your payment made by payroll deduction or auto-transfer from your CJCU account to receive a 0.25% reduction on the APR. Speak to our Loan Officer today. Call 814-664-7010 Ext 112. Membership Eligibility Required. Subject to change without notice.
Unlock Your Home’s Equity
CJCU is offering a Home Equity Loan Special.
Apply for a Home Equity Loan and we will waive the Application fee ($600 savings).
*Qualified loans range from $10,000 – $35,000. Fee will be assessed if loan is paid off within 3 years. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. See a Loan Officer for additional details. 814-664-7010 Ext 112
Equal Housing Opportunity Lender. Federally Insured by NCUA.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.
Home Equity Loans and Lines of Credit
Just a reminder, when its tome to update some items in your home, remember to stop and see us about a Home Equity Loan or a Home Equity Line of Credit. Use the Equity in your home to borrow at comparable rates and to keep your business local.
*Terms and Conditions Apply. Membership Eligibility Required. Federally Insured by NCUA. Equal Housing Lender.
“Spring into Summer” with A Motorcycle Loan Special*
Rates as low as 2.19% APR** for a 60 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.
Make your own “Holiday” with a Vacation Loan Special*
Rates as low as 5.00% APR** for a 12 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.
Anniversary CD Special
In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .
Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.
No Appraisal Fee Home Equity Loans
Qualified loans range from $5,000 – $35,000.
No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.
“Spring into Summer” with A Motorcycle Loan Special*
Rates as low as 2.19% APR** for a 60 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.
Make your own “Holiday” with a Vacation Loan Special*
Rates as low as 5.00% APR** for a 12 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.
Anniversary CD Special
In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .
Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.
No Appraisal Fee Home Equity Loans
Qualified loans range from $5,000 – $35,000.
No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.