Summer Splash Loans
Now offering a Summer Loan Special.
$500 to $2000 up to 12 months as low as 5% APR*
Payments as low as $86/month on $1,000 for 12 months**
*APR equals Annual Percentage Rate. **Rate and payment charged may be higher depending on credit score and amount of loan. Credit criteria, terms, and conditions apply. Membership eligibility required. Loan special ends July 2, 2021. Subject to change without notice.
Federally Insured by NCUA. Equal Housing Lender.
2020-2021 Vehicle Loan Special
Now offering a 0.25% APR discount on all qualified auto loans that have autopay or payroll deduction set up. *
As low as 1.74% APR** for a 2020-2021 vehicle at a 4 year term
As low as 2.44% APR** for 2017-2019 vehicle at a 4 year term
*Credit criteria, terms, and conditions apply. APR equals Annual Percentage Rate. This 0.25% APR discount is offered on all vehicle years with a qualifying auto loan. **Rate charged may be higher depending on credit score and length of loan. Membership eligibility required. Loan special ends May 28, 2021. Subject to change without notice.
Federally Insured by NCUA. Equal Housing Lender.
“Toy Loans”
As we are spending more time outdoors and closer to home, we look forward to enjoying outside recreational vehicles. We offer a great rate with a 0.25% discount on the APR* to those who qualify. Boats, snowmobiles, ATV’s, & Campers included. Apply today and look forward to outdoor fun with a great savings.
*APR=Annual Percentage Rate. Subject to approval. Terms & Conditions Apply. Have your payment made by payroll deduction or auto-transfer from your CJCU account to receive a 0.25% reduction on the APR. Speak to our Loan Officer today. Call 814-664-7010 Ext 112. Membership Eligibility Required. Subject to change without notice.
Equal Housing Lender. Federally Insured by NCUA.
Unlock Your Home’s Equity
CJCU is offering a Home Equity Loan Special.
Apply for a Home Equity Loan and we will waive the Application fee ($600 savings).
*Qualified loans range from $10,000 – $35,000. Fee will be assessed if loan is paid off within 3 years. Additional terms & conditions apply. Membership eligibility required. Offer available now thru June 30th, 2021. Subject to change without notice. See a Loan Officer for additional details. 814-664-7010 Ext 112
Equal Housing Lender. Federally Insured by NCUA.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.
Home Equity Loans and Lines of Credit
Just a reminder, when its tome to update some items in your home, remember to stop and see us about a Home Equity Loan or a Home Equity Line of Credit. Use the Equity in your home to borrow at comparable rates and to keep your business local.
*Terms and Conditions Apply. Membership Eligibility Required. Federally Insured by NCUA. Equal Housing Lender.
“Spring into Summer” with A Motorcycle Loan Special*
Rates as low as 2.19% APR** for a 60 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.
Make your own “Holiday” with a Vacation Loan Special*
Rates as low as 5.00% APR** for a 12 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.
Anniversary CD Special
In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .
Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.
No Appraisal Fee Home Equity Loans
Qualified loans range from $5,000 – $35,000.
No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.
“Spring into Summer” with A Motorcycle Loan Special*
Rates as low as 2.19% APR** for a 60 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.
Make your own “Holiday” with a Vacation Loan Special*
Rates as low as 5.00% APR** for a 12 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.
Anniversary CD Special
In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .
Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.
No Appraisal Fee Home Equity Loans
Qualified loans range from $5,000 – $35,000.
No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.