Specials

Santa 911 Loan Special!

 Santa is coming, so be sure to apply and see if we can help you get ready.  We are offering a Santa 911 loan special. $500 to $2000 for 12 months for as low as 5% APR*.

*Annual Percentage Rate disclosed is the lowest possible rate. Special runs from November 23 to December 21, 2018. Membership required. Loan applications must be received no later than noon on December 20, 2018. Terms and Conditions apply.

 

 

 

Auto Loans

It doesn’t have to be a Special to get a great rate!

We offer low auto loan rates here at CJCU. As low as 3.15% APR* for a 2017-2019 vehicle at a 3 to 5 year term.

Refinancing options are available. Visit our Auto Loan page for more details.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.

Choice Credit Card

Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.

“Spring into Summer” with A Motorcycle Loan Special*

Rates as low as 2.19% APR** for a 60 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.

Make your own “Holiday” with a Vacation Loan Special*

Rates as low as 5.00% APR** for a 12 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.

Anniversary CD Special

In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .

Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.

No Appraisal Fee Home Equity Loans

Qualified loans range from $5,000 – $35,000.

No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.

Choice Credit Card

Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.

“Spring into Summer” with A Motorcycle Loan Special*

Rates as low as 2.19% APR** for a 60 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.

Make your own “Holiday” with a Vacation Loan Special*

Rates as low as 5.00% APR** for a 12 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.

Anniversary CD Special

In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .

Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.

No Appraisal Fee Home Equity Loans

Qualified loans range from $5,000 – $35,000.

No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.

Choice Credit Card

Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.

All loans/loan specials require membership eligibility. Do you qualify?

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