B.E.S.T. LOAN SPECIAL
Boats, Equipment, & Small Tractor Loans
As low as 8.25% APR* up to $5,000 for 3-1/2 Years
*Credit Criteria, Terms, and conditions apply. Lowest APR possible. Rate charged may be higher depending on credit score.
Federally Insured by NCUA
2018-2019 Vehicle Loan Special
We offer low auto loan rates here at CJCU.
As low as 2.45% APR* for a 2018-2019 vehicle at a 4 year term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account. Due to popular demand, we have extended this special for a limited time.
Federally Insured by NCUA
YMCA Snack Fund Raiser
As we have celebrated our youth in the Month of April, let’s continue to help our youth in May.
CJCU is hosting a Fundraiser for our local YMCA. We are looking to collect healthy snacks that will be provided for young people during their Summer Youth Program.
Donations items requested:
- Goldfish Crackers
- Raisins
- Graham Crackers
- Whole Grain Crackers
- Veggie Straws
- Freeze-Dried fruits and veggies
- Apple Chips
- Granola Bars
- Cold Cereals – (low- sugar preferred – Kix, Cheerios, Chex)
*For each donation, receive an entry to win a “coffee basket”. ( 4 mugs, 1 box K-cups, Famous Amos Cookies)
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.
“Spring into Summer” with A Motorcycle Loan Special*
Rates as low as 2.19% APR** for a 60 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.
Make your own “Holiday” with a Vacation Loan Special*
Rates as low as 5.00% APR** for a 12 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.
Anniversary CD Special
In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .
Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.
No Appraisal Fee Home Equity Loans
Qualified loans range from $5,000 – $35,000.
No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.
“Spring into Summer” with A Motorcycle Loan Special*
Rates as low as 2.19% APR** for a 60 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.
Make your own “Holiday” with a Vacation Loan Special*
Rates as low as 5.00% APR** for a 12 month term.
*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.
Anniversary CD Special
In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .
Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.
No Appraisal Fee Home Equity Loans
Qualified loans range from $5,000 – $35,000.
No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.
Choice Credit Card
Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.