Specials

Members Helping Members

 Signature Loans as low as 5% APR* up to $10,000

We have lowered all of our Signature Rates. We are offering $1000 to $10,000 for up to a 60 month term. APR and loan balances will vary based on credit criteria. Speak to our Loan Officer today. Call 814-664-7010 Ext 112.

 

* Subject to credit approval. Terms & Conditions Apply.  Membership Eligibility Required.  Loan offer is for a limited time.

Equal Housing Lender. Federally Insured by NCUA.

2019-2020 Vehicle Loan Special

We offer low auto loan rates here at CJCU.

As low as 1.99% APR* for a 2019-2020 vehicle at a 4 year term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. No additional discounts included. Due to popular demand, we have lowered all of our auto rates.

Federally Insured by NCUA

 

Home Equity Loans and Lines of Credit

Just a reminder, when its tome to update some items in your home, remember to stop and see us about a Home Equity Loan or a Home Equity Line of Credit. Use the Equity in your home to borrow at comparable rates and to keep your business local.

*Terms and Conditions Apply. Membership Eligibility Required. Federally Insured by NCUA. Equal Housing Lender.

https://mycjcu.org/mortgage/

Choice Credit Card

Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.

“Spring into Summer” with A Motorcycle Loan Special*

Rates as low as 2.19% APR** for a 60 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.

Make your own “Holiday” with a Vacation Loan Special*

Rates as low as 5.00% APR** for a 12 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.

Anniversary CD Special

In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .

Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.

No Appraisal Fee Home Equity Loans

Qualified loans range from $5,000 – $35,000.

No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.

Choice Credit Card

Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.

“Spring into Summer” with A Motorcycle Loan Special*

Rates as low as 2.19% APR** for a 60 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score and length of loan. Includes all optional discounts. Discount Options: .25% APR Reduction for Payroll Deduction or Auto-Transfer from your CJCU account. .05% APR Reduction for Direct Deposit into your CJCU account.
Offer expires June 29, 2018.

Make your own “Holiday” with a Vacation Loan Special*

Rates as low as 5.00% APR** for a 12 month term.

*Credit Criteria, Terms, and conditions apply. ** Lowest APR possible. Rate charged may be higher depending on credit score. $500 to $5,000 are the minimum to maximum loan amounts possible with this special.
Offer expires June 29, 2018.

Anniversary CD Special

In honor of our 64th year of Member service we are offering a 60 month CD Special.
It’s a 2.62% Rate with a 2.65% APY* .

Minimum balance is $5000 – new money only. This is a LIMITED time offer. *APY = Annual Percentage Yield if the dividends remain in the certificate to compound. Rates can change without notice. Dividends paid monthly.
Effective date: April 11, 2018.

No Appraisal Fee Home Equity Loans

Qualified loans range from $5,000 – $35,000.

No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires June 29, 2018. See a Loan Officer for additional details.

Choice Credit Card

Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.

All loans/loan specials require membership eligibility. Do you qualify?

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